Marketplace documentation

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## Peer ownership and customization
**Understand the market before trading:** [Payment flow and buyer/seller protections](docs/market-transparency.md) explains who controls cards and funds, both fees, deadlines, refund/reorg limits, privacy and host accountability. Current payments are mock-only; seller delivery still transfers the actual card. No guaranteed refund, insurance or built-in arbitration is provided.
The project's open-source direction is to give peer operators substantial freedom to adapt their own market: presentation, community focus, curation and future game rules. A collection-focused community can run the current general listing interface today; built-in collection filters, moderation/admission tooling and custom TCG hosting are future work, not existing operator controls. Operators can already configure their hosting fee and run their own local marketplace journal.
Market customization does not let one peer rewrite shared NFT ownership or unilaterally change consensus for other peers. Compatible peers must follow the same network rules. The author fee is hardcoded in the distributed implementation; it is not a hosting configuration option. Any source modifications and redistribution must respect the eventual project license and third-party licenses.